Flying up to look at apartments

    FINAL PLAN

• Fly into Madison one way
• rental car Thursday - Saturday morning
• leave 9am arrive 10:20
• need to be there at 8... leave home 4am. 
• 376.56 --> $34 a month -first payment july
• Fly from milwaukee to charlotte
• leave 7:12am get in 10:20am
• 146.36  -- paid outright
• 2 nights in Madison
• mom covered
• 2 Nights in Milwaukee
• Covered by otis... I will buy us all dinner to compensate. 
• Total Cost: $522.92

-----------------------------------------------------------------------------------------------------------------

 Option 1: Charlotte to Madison - free hotel in Madison - rental car 

• Fly out of charlotte direct to Madison 9am-10:19am
• Fly out Madison direct to charlotte 10:49am - 2:03pm
• car for 4 days
• free hotel - mommas boss
• $739 --> $67 a month for a year
• https://www.priceline.com/shop/search/itinerary?id=681af1b2-d907-40fd-9403-f2e0229ff63c

Option 2: Charlotte to Milwaukee - hotel in Milwaukee - No rental car

• Fly out of charlotte 6:05am - 33 min layover - madison 8:35am
• Fly out of madison 6:05am - 47 minute layover -  charlotte 11:05am
• Red Roof Inn Milwaukee Airport
• $680 -->  62 a month for a year
• https://www.priceline.com/shop/search/itinerary?id=3e7b9b6f-67cc-4899-835d-12cf76f34db4

Option 3: Charlotte to Milwaukee - hotel in Milwaukee and 4 days car

• Fly out of charlotte 6:05am - 33 min layover - madison 8:35am
• Fly out of madison 6:05am - 47 minute layover -  charlotte 11:05am
• Red Roof Inn Milwaukee Airport
• car for 4 days
• $1002 --> 91 a month for a year
• https://www.priceline.com/shop/search/itinerary?id=005eda5b-fc21-4269-a63e-e686b4a00b52

Option 4: Charlotte to Milwaukee - (thurs, fri) in Mad, (sat/sun) in mil - with rental car

• Fly out of charlotte 6:05am - 33 min layover - madison 8:35am
• Fly out of madison 6:05am - 47 minute layover -  charlotte 11:05am
• Rental car for 4 days 
• 2 nights in madison
• free
• 2 nights in milwaukee
• $869 --> 79 a month for a year
• https://www.priceline.com/shop/search/itinerary?id=7130cf7b-207f-4486-8700-cfdaa347c1e5

Option 5: Charlotte to Milwaukee - (thurs, fri) in Mad, (sat/sun) in mil - no rental car

• Fly out of charlotte 6:05am - 33 min layover - madison 8:35am
• Fly out of madison 6:05am - 47 minute layover -  charlotte 11:05am
• 2 nights in Maidson
• free momma boss
• 2 nights in Milwaukee
• $547--> $50 per month  for a year
•  https://www.priceline.com/shop/search/itinerary?id=3c959c72-2580-409b-98c5-68551ebe5db0

My time left in NC

Things I want to do before I go

• Beach trip with hannah
• game night with work crowd
• beach trip with drag fam 
• beach trip with lex
• see the birds again with lex
• busch gardens
• game night with new friends
• game night with ashley and co
• tattoo with Lexi
• See Dr. Loudon
• See Dr. Knox
• See Dr. Weiland
• drive to newbern to say goodbye to new bern drag fam
• GET CAR IN DEPTH LOOKED AT FOR DRIVE + NEW WHEELS
• A lot of goodbyes.....

I also have 61 hours of PTO to use.  ---> eye dr visit. Dentist visit. get my car looked at. 

-----------------------------------------------------

Red = booked

Orange = may have to work but can do something after

yellow = can do something for partof the day

--------------------------------------------------------

7/21 -- NEW BERN

7/22 -->  STAR BOOK SIGNING DAY TIME/ LAUREN NIGHT TIME

7/23 -- BUSCH GARDENS

7/28 -- WORK GOING AWAY

7/29 -- tapped show

7/30 -- BEACH DAY

8/5 -- working 

8/6-- possibly working 

8/7 -- possibly working

8/12-- working -- > Safeword if I can go 

8/13 -- possibly working  --> birb with lexie

8/18-20-- Rach baby shower

8/21-25 -- packing everything, saying last goodbyes, getting uhaul on the 25th...

8/26 -- start driving up.  

Madison Budgeting

 Being as realistic as possible with this. Offer letter was for base salary of $4700 but there are bonuses available. he said i should guestimate id make about 52K after the bonuses, but theyare not guaranteed so I will not budget with that in mind. Payheck calculator saif to operate with bringing home about 2900 - 3000 a month. 

*can only be approved for up to 1300 in rent. 

I'll get paid once a month and its the last friday of the month. *cries*

So i'll set as many of the autopays as possible for the first week of the month, so I know how much i am working with for the remainder of the month. 

starting in august my student loans will be about $250. 

Health insurance:

1. Dean Focus  Network Gold Copay Plus 1500X
1. 297.46 if i do just base = owe money at taxes with bonus pay
1. full price: 355.46
2. 1500 deductable
3. 5700 out of pocket expense
4. primary care: 30
5. specialist: 60
6. Generic meds: 15
2. Dean Gocus Network Gold Standard 2000X
1.  282? - if i claim base
1. full price:340.95
2. 2000 deductible
3. 8700 ou  of pocket
4. primary care 30
5. specialist 60
6. generic meds:15
3. Dean Focus Network Gold Copay PCP 2000X
1. 269.19
2. 2000 deductible 
3. 6900 out of pocket
4. primary care: 30
5. specialist: 20%  after deducitble 
6. Generic meds: 15
4. Anthem (BCBS) Silver Blue Preffered/Broad 5800/40% standard
1. 313.87 if i do just base = owe money at taxes with bonus pay
1. full price:371.87
2. 5800
3. 8900 out of pocket
4. Primary care: 40
5. specialit: 80
6. generic meds: 20
5. Dean Gold Value Copay 4000X
1. 316.61
2. 4000 out of pocket
3. 25 primary
4. full price until deductible, then no cost
5. 15 generic
6. Dean Focus Silver Standard 5800X
1. 280.79  if i do just base = owe money at taxes with bonus pay
1. full price:338.79
2. 5800 deductible
3. primary care: 40
4. specialist: 80
5. general meds 20

------------------------------------------------------------------------------ income: $3000

$280 loan

$70 payment for flight up there to look at apartments....

$235 car payment 

$100 insurance (geico quote) --> how much if added to mom?

$80 utilities (only consider a place where heat is included)

$50 internet

$345 health insurance through marketplace

$250 student loans (although they are frozen for now)

$55 cats (food and catlitter - amazon & chewy - auto renew so i don't think about it.)

$30 Dog (we will have to forgo the wet food and  the bark box for now)

$60 therapy (if i go once a month)

$200 groceries? (will need to seriously meal prep)

$100 savings

-------------------------------------------------

 = 1855

3000- 1785 = 1145 for rent. 

** mind you this does not factor in the bonus income which is based on the group as a whole, not on solo commission. Any money from the bonuses will be used for fun/visiting mom/saving up for the flight pass. Also gas. 

Apartments: 

Seven Oaks - everything but internet & electric included. Garage parking 55 a month

The Faiways - everything but internet included & electric . Surface parking.

Middleton shores - old buildings include everything but electric. surface parking. Heated pool & trails. 

Valley View - all inclusive but internet and electric. surface lot. great ammeneties. 

2060 Allen Blvd  Middleton, WI 53562 --> 2 bed, heat and water included, street parking. uner 1000

https://www.priceline.com/shop/search/itinerary?id=681af1b2-d907-40fd-9403-f2e0229ff63c

Dog list

 Okay so I think snow gets bored with her food, plus that damn trazadone messes with her stomach. 

So.... I wanna mix her kibble up with some other stuff. 

Currently she eats: Purina one real instincts turky and venison  - $55

https://www.amazon.com/Purina-Smartblend-Instinct-Natural-Venison/dp/B01NA9TN3D/ref=sr_1_5?hvadid=598851944851&hvdev=c&hvlocphy=1021130&hvnetw=g&hvqmt=e&hvrand=1979112679774850888&hvtargid=kwd-60054548374&hydadcr=15947_13559298&keywords=purina+one+true+instinct&qid=1684616138&sr=8-5

This is 36 lbs. 

I think I will add the purina one real instincts salmon and beef to it

15lbs --> 35$

https://www.amazon.com/Purina-ONE-Natural-SmartBlend-Instinct/dp/B07SPY1X73/ref=sr_1_5?crid=3KM1HWCGNJEVL&keywords=purina%2Bone%2Btrue%2Binstinct%2Bdog%2Bfood%2Bsalmon&qid=1684616576&sprefix=purina%2Bone%2Btrue%2Binstinct%2Bdog%2Bfood%2Bsalmon%2Caps%2C101&sr=8-5&th=1

Already her single big bag has lasted over a month, and will probably last 2 full ones WITH all of the dog food that has been wasted and thrown away with me trying various means to get her to eat it. 

So Yeah, high initial cost but this will grow to last me months. 

Now the wet food, which I will use as a topper:

If I follow the instructions for this brand then I can mix a scoop and a half for every half can of wet food. 

https://www.amazon.com/PEDIGREE-CHOICE-Variety-Country-Chicken/dp/B0828TRTZ8/ref=sr_1_9?hvadid=557464813417&hvdev=c&hvlocphy=1021130&hvnetw=g&hvqmt=b&hvrand=15257704352367486206&hvtargid=kwd-369100522070&hydadcr=27855_14488733&keywords=food%2Bwet%2Bdog&qid=1684700923&rdc=1&sr=8-9&th=1

Okay so thats 35+55 = $90 which would last me like at least 3 months. so thats $30 a month in dry food. 

Then if I get the cans every 3 weeks I'll average about $55 a month in wet food expenses. 

Probiotic powder:

https://www.amazon.com/FERA-Probiotics-Dogs-Cat-Max-Strength/dp/B078955BY2/ref=sr_1_3_sspa?crid=20OMAWYW90ISK&keywords=dog+probiotics+and+digestive+enzymes+powder&qid=1684701473&sprefix=dog+probiotics+and+digestive+enzymes%2Caps%2C70&sr=8-3-spons&psc=1&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEzRzlPV0M1R1VGWFk4JmVuY3J5cHRlZElkPUEwOTM0NDg0M0s2UlpLSVZYVDIzVyZlbmNyeXB0ZWRBZElkPUEwMTk3NDI4MUNRNTZTRFgyMEImd2lkZ2V0TmFtZT1zcF9hdGYmYWN0aW9uPWNsaWNrUmVkaXJlY3QmZG9Ob3RMb2dDbGljaz10cnVl

which would last 2 months. so thast 11 a month. 

Overall I would be spending $96 a month on her diet, not including treats and toys. For that I'll do a bark box with the extra bag of treats, the beef food topper, and an extra toy = $41 a month. 

Soo..... I'll be spending about $137 a month on Snow a month. 

its happening. Its real.

 Okay so its happening. Its real.

One of my shots in the dark landed. I got an interview. I got the job.

I will be moving to Wisconsin. 

AND with this job... I would be able to attend school part time in person OR i could look into online degrees instead. 

Which means I need to get in gear.

Anything in Blue is just time sensitive.

Anything in Green is something I have to wait for the offer letter to do. 

1. I need to write up my letters of intent for grad school

2. I need to have a meeting with Dr. Loudon in person about just saying thank you for his inspiration and talk to him about writing my letter of recommendation

3. Need to meet up with Dr. Knox and have the same convo. 

4. Look into online schools as a back up

5. Need to go through ALL of my clothes and start downsizing

6. Need to make an actual all intensive list of apartments; start making calls about availability. (this will help me figure out if i am bringing my washer and dryer with me)

7. Fine a weekend and fly up to see said apartments. Or ask momma and otis to help

8. Go through everything in my apartment, Everything. Put things away and sort out what is important and what is not. 

9. Look into how much of a loan I can get approved for. Ideally asking for 11K. 

    - 11K approved - 60 months - 15.94% APR -  $270.47 a month

    - start paying it back July 15th

    - loan will be deposited in 24-48 hours. I will pay off my credit cards, close out 2 of the three of them, and then put the rest in savings not to be touched. (I will need to have a minimum of 13K in savings in August.)

10. look into and find a therapist/psychiatrist in Madison WI

11. Start an application through the marketplace to try and find out how much health insurance is going to be.  

I will need to start packing in august. Start keeping amazon boxes now.

Apply for housing in August because they only allow you 30 days up there. 

Becoming real. (loan math)

 Okay so this is becoming more real. 

45000 x .78 = 35100 / 12 = 2925

What I would need to cover the cost of the move:

- Pay off all debt: (3 credit cards and med bill): 4K

- 15 ft uhaul (otis has offered to drive it up and pay for gas) = 1700 for the truck alone for 5 days. With movers about 200? = we'll say 2K

- Hotel stay for 2/3 nights: 300 --> ask otis for help?

- food for travel & packing/unpacking: 200

- pay lease out (sept oct) = 1700 

- first month & deposit of new apartment: 2000

- Misc. (cleaning supplies, cookwear, groceries, winter clothes, decoration, etc.) - 500

-------------------------------------------------------------------------------------------------------------

10,650.  = 11K loan = 5 year = 235 a month. 

income: 2925

monthly budget:

975 rent (at the highest)

150 savings

235 loan

200 credit  ---> pay off with loan when i move. (will also close two of them out)

235 car payment (look into refinancing? see about dropping it to under 200)

100 insurance (geico quote)?

75 utilities (try places where heat/water/sewer is included)

50 internet (or if internet is included)

300  health insurance?

250 student loans (although they are frozen for now)

200 gas (depending)

150 pets 

-------------------------------------------------

2510

leaves about 300 for food, fun, misc. 

Apartments

• Limestone Ridge
• $600
•  Gas, Water, Heat, Trash, Sewer, Maybe internet?
•  B2 1 bed - 660
• Garage $35 extra! 
• The Ridge Apartments
• $925 – $1,025
• only gas included...
• 1 bed - 540 sq ft
• Arbor Hills
• $929 – $969
• Gas, Water, Heat, Trash, Sewer, Maybe internet?
• 1 bed - 620 sq ft
• Maple Lawn Apartments
• $960
• Gas, Water, Heat, Trash, Sewer
• 2 bed - 850 sq ft
• income restricted?
• NO DISHWASHER
• Westhaven Village Apartments
• $965
• Water, Sewer, Trash
• 1 Bedroom/1 Bath Loft - 672 sq ft
• Chapel Hill Apartments
• $965 - $1000
•  Gas, Water, Heat, Trash, Sewer
• 1 bed, 668 sq ft
• HEATED POOL & UNDRGROUND PARKING
• Overlook Pointe
• $975 – $1,025
• Gas, Water, Heat, Trash, Sewer,
• Spinnaker - 1 bed - 621 sq ft
• RIGHT next to a lake
• The Madison Mark
• $$710 – $905
• Gas, Water, Trash, Sewer
• Garage $175
• Bassett - 1 bed - $790 sq ft
• Park Central Apartments
• $820 – $1,030
• Trash, water, sewer
• Model F, I, or 12  - 1 bed - 730sq ft
• Garage parling $85
• In unit washer/dryer
• The Breese
• $880-$905
• Gas, Water, Heat, Trash, Sewer
• Garage parking $105
• multiple - 1 bed - 616 sq ft

 

more research

 okay so if my rent is 1100 x 3 = 3300 x 3 = 39600 so we shall say lowest income is 40K = 19.25 an hour; we will say 20$ per hour is lowest pay. I already make 21 so anything under that is out of the question. 

Budgeting: (15K loan)

starting in august my student loans will be about $250. 

1000 rent (at the highest)

285 loan

200 credit  ---> pay off with loan when i move. (will also close two of them out)

235 car payment (look into refinancing? see about dropping it to under 200)

100 insurance (geico quote)

171 utilities (depending)

65 wifi (included at limestone)

100 health insurance (through job?)

250 student loans (although they are frozen for now)

200 gas (depending)

100 pets (25 cat litter, 25 bark box, 50 cat food, 40 dog food, 10 misc)

-------------------------------------------------

2506... add in food, savings, and fun. 

20 * 40*52 = 41600 x .79 = 32864/12 = 2738.66

232 = food and savings. 

Apartments to consider: 

1- favorite) https://www.limestonefitchburg.com/fitchburg/limestone-ridge/floorplans/b2-653674/fp_name/

Will rank/organize them later.

Boogie

https://www.valleyviewapts.com/madison/valley-view-apartments/floorplans/hickory-213364/fp_name/occupancy_type/conventional/

https://artisanvillagemadison.com/apartments/ -- store front/spirituality business?

https://www.apartments.com/kestrel-apartments-middleton-wi/lzze3qf/

https://www.apartments.com/park-central-apartments-madison-wi/gt6nt8w/

Mid

https://www.apartments.com/cardinal-apartments-madison-wi/6gl9mft/

https://westhavenvillageapts.com/apartment-amenities/

https://www.apartments.com/the-madison-mark-madison-wi/b5080z8/

https://www.apartments.com/the-breese-madison-wi/510jfwn/

https://www.apartments.com/the-ridge-apartments-madison-wi/vqyzj0f/

https://www.apartments.com/overlook-pointe-middleton-wi/n9ppp0n/

https://www.apartments.com/5718-balsam-rd-madison-wi/k7nffb8/

https://www.apartments.com/arbor-hills-madison-wi/3k5t5vd/

https://www.apartments.com/tuscan-place-madison-wi/dpmczph/

Lower

https://www.apartments.com/liberty-valley-madison-wi/36cydfe/

https://www.apartments.com/2029-greenway-cross-madison-wi-unit-5/g04rqqw/

https://www.apartments.com/parkhouse-apartments-madison-wi/58hmv4n/

https://www.apartments.com/maple-lawn-apartments-fitchburg-wi/59603sq/

https://www.apartments.com/65-sunfish-ct-madison-wi/33xlhlf/

https://www.apartments.com/parkhouse-apartments-madison-wi/58hmv4n/

https://www.apartments.com/bristol-arms-madison-wi/k34s4v9/