Further degree?

 There is  school I am looking into....

If I get in, I would be moving August 2024. almost a year and a half from now. 

• - a PhD in cultural anthropology that looks amazing. only a BA is needed to get in, you earn your masters while in the program. 
• - Will need to be fluent in at least one non-english language related to the area of study I want to research. Looks like Swedish is the easiest. It takes about a year to become 100% fluent; so I will need to pick that up soon. Babbel? Rosetta Stone? Idk how fluent I need to be vs what classes I can take there, but Swedish is offered there and its the easiest language out of all my options. (Plus I could read about Swedish fairies which looks hella interesting.)
• Clubs = ways to meet and make community
• No pagan clubs but  - Baha'i Campus Association (which is all about the oneness of humanity, nature, and creation.... could be a good group to join.)
• Anthropology Club
• Multiple Gaming Clubs (D&D <3)
• Archery Club and Fencing Club!!!
• Mind. Body. Badger. Club (women's wellness club)
• Multiple martial arts/defense/self discipline clubs
• Adventure Learning Programs (this could also lead to funding i think!!)
• Socratic Society (Philosophy club!!!)
• Young Democratic Socialists of America
• They have a LGBT (Gender and Sexuality) Center - with a specific area for grad students. 
• -26K for out of state tuition. 
• However assistantships and fellowships seem to be plentiful that cover a large portion if not all of  the tuition... and if i Take out additional loan money like i did in undergrad I may be able to pay for my rent with it each year. I'd work I think 15-30 hours a week... have a full coarse load of work. But Maybe able to join a club or two!!

If rent is 1100. 

plus a 20,000 stipend = 20,000/9 = 2222 a month x .8 = 1777? -- (assistantship, 15 hours?)

1777 a month. 

1100 (rent)

324 (car)

100 (insurance --  done through geico online quote)

65 (electric)

- wifi included

- heat, gas, sewer, trash included

-80 health insurance? ---- based on assistantship.

- 75 student loans

- 200 gas

---------------------------------------

1944 basic bills. 

- 211(personal loan)

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2155

+ 210 parking for school

+ 200 food, fun, savings, misc. 

2565 - 1777 = 788. so lets say 800 a month. 800 x 12 = 9600. round that up to 12K a year in student loans which would essentially cover my rent??????

This might actually work. Financially. At least for the first year while I establish myself and figure things out. I already got 25K of my loans approved to be forgiven. So that leaves 25K... if I take out 10K during the masters part of the program (2.5 = 3 years) that puts me at 55K (pretty much where I'm at now...) by the time I get my Masters. Then its only about 1 more full year for classes in the PhD until I become a dissertee once I get there than SO MUCH grant funding comes up. 

*** might also qualify for food stamps again being a student?

**** Personal loan costs for the move:

• 6,000 
• $152 a month for 48 months (4 years)
• 8,000
• $202 a month for 48 months (5 years)
• 10,000
• $211a month for 60 months (5 years)

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- Dresser can be broken down if need be and stored in automan.

- Couch

- Cat tree

- TV and TV stand

- Cat Station 

- Mattress? (would be ideal but not mandatory to bring. )

- Bedframe (easy to fold and very portable)

- Clothes (vacuum seal for easier storage - but SERIOUSLY downsize because new clothes will need to be bought)

- Coffee Mugs and mom's plates

- Air Fryer

- Microwave from parents (to be stored)

- my baking stuff and spatulas. 

Sell/Give away/Throw away

- Futon

- Air Fryer Toaster Oven....

- Kitchen Pots & Pans (buy new set when arrive)

- the few bowls I kept

Moving options:

1) U-haul and Tow my car 

- $2000 plus gas and hotel stay. 

- $1000 for movers

- Will be terrifying driving that large of a load but cheapest option. 

2)Have a friend drive the U-haul while I drive my car (with the cats) - Fly friend back

- flight ticket - anywhere from $350-500. 

- Won't have to hire movers if person helps unload

- $1525 plus gas and hotel stay for 2 people

3) U-Haul shipping container x2 

- Fill 2 uhaul shipping containers. 9 days to arrive (will need to purchase air mattress)

- $1000 for movers

- $2700 plus hotel and gas for self. 

estimated cost: 5K? 

Plus rent and deposit for apartment. 

estimated cost for move: 7K?

Option 3 is more expensive but if i'm going by myself may have to be what i go with. 

(and if I move in August.... I will need to pay Aug and Sept rent)

Order of preference:

• https://www.apartments.com/limestone-ridge-apartments-fitchburg-wi/q9xzxpz/
• https://www.apartments.com/maple-grove-apartments-madison-wi/0h2qkm3/
• https://www.apartments.com/lamplighter-apartments-madison-wi/b68s6jb/
• https://www.apartments.com/timberlake-village-apartments-madison-wi/7p5x5fx/

******

Alternatively:

I drive myself and a medium uhaul trailer. 

Medium would honestly fit probably almost everything

Dresser can be broken down if need be and stored in automan.

- Couch

- Cat tree

- TV and TV stand (put TV in my car)

- a box or two of kitchen stuff. 

- Bedframe (easy to fold and very portable)

- Clothes 

- maybe my deep freezer If it fits. 

- burlesque would be condensed & air sealed

- computer would be in my car

1000 for movers. 

Hitch + trailer = 500

Gas and hotel on the way up: 1000?

So like… 3K plus move in expenses like first month and deposit. So like… 5K?