Day Dreaming

 okay lets daydream a little bit. 

Clearing land: 5000

Buying and installing septic tank/system: 15000

So to get land ready alone is: 20000. 

A 300,000 House loan estimated for Washington state with 0% down would be about 2100 a month; principle + interest+ mortgage insurance+home insurance+ property tax. Doesn't factor in HOA.

40000x.85=34000/12 = 2800 a month after taxes. 

2800

-150 month car insurance (guestimation)

-200 car payment. 

- 50 (phone should still work?)

- 45 cats

- 100 gas

-150 student loan

- 350 groceries/eating out/coffee

- 100 utilities (split 2 ways)

- 300 health insurance

- 100 savings

--------------------------------

1255 is what I could contribute to the rent/mortgage. 

Dalton could probably contribute more. 

But together we could manage 2100 in mortgage. With Chandler (if she comes with us) we could do even more. 

Now how much could we actually spend on land + manufactured home?

300,000

-20000

----------------

280,000

-100,000 Land

----------------

180,000 for a modular home. (3 bed 2 bath minimum, double vanity)

Lets say 150,000 so that we have wiggle room to transport it, buy appliances, landscaping

**Might have to look for homes in Oregon and transport them....

https://www.thehomesdirect.com/washington/all-manufacturers/3-bedrooms/all-sections/P12?price-from=30000&price-to=155000&sqft-from=1133&sqft-to=3000&bathrooms=2&orderby_sort=home_price%7Casc