Capricorn Dominance Taking Over (money talk)

TAX INFO

Form I will need:

- W-2 tax document for work avail: Mid Jan. 

- 1098-T tallies expenses paid to the college or university, -- Pirate Port avail: Jan 31 (fuck)

- 1098-E summarizes student loan interest payments - Great Lakes Avail: Jan 14

- 1095-A Health Insurance --- Healthcare.gov: already available. 

okay so.... I can't file my taxes until Jan 31 at the earliest because of school. 

and for the stimulus check I DIDNT FUCKING GET

"Taxpayers will see unclaimed stimulus funds referred to as the Recovery Rebate Credit on Form 1040" (https://abc11.com/stimulus-check-payment-status-not-available-irs-get-my-working-recovery-rebate-credit/9403280/)

So it should... show up there? I don't know if i need a form for it or not? "page 2, line 30 - draft version" (https://www.thetaxadviser.com/issues/2021/jan/claiming-recovery-rebate-credit-2020-individual-returns.html)

That should be $600. I swear to the gods if it shows less I'm going to have a goddamned panic attack. 

Expenses to claim on school refund: 

Textbooks spring & fall 2020

1003.45

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Money going out:

Why am I stressing this right now? Because all my fucking expenses compounded all at once. 

In the last 3 days of Dec and the first 4 days of January (so basically all of this in a single damn WEEK) has been paid/left my account:

- Car inspection - 25

- Car taxes - 275

- unexpected medical bill - 196

- Tire replacement - 96

- rent - 475

- phone - 49

- health insurance - 97

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thats a total of  1213 in the past fucking week. 

I AM STRESSED. 

Granted, the rent was expected, as was the inspection and taxes. 

usually my phone bill comes out later in the month. I forgot that my health insurance went up almost $40 bucks. the unexpected expenses.... 

So I was surprisingly hit with $381 in expenses that I was not prepared for. 

My bank account is FAR lower than I find comfortable. 

While I do get paid tomorrow, I also have to pay my utilities bill by the 12 ($85 but I think I can try to get that lower next month), internet bill $45 as well as my car payment and insurance ($300) are due on the 15th. 

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Money Coming in: School Refund Money 4400

- Option 1

4, 400.

-856.75 to Josh's mom to pay her back for fixing my car. 

- 1000 go to savings 

- 500 to credit (My credit balance is 950. that will bring it down to 450)

-350 for new tires on my car goddamn it. 

- 1000 back to the student loan co.

- 193.25 to Cara to help her. 

- 475 month ahead in rent. 

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25 left over for just my account. 

- Option 2:

 

4400

- 856.75 to josh's mom.

-1425 (3 months rent) (This will allow me to pay $200 a month on credit = 600 off of credit and bolter up my account)

- 800 to savings (but will be able to add an additional $100 for those 3 months)

- 1000 back to the loan people. 

- 118.25 to cara. 

- 300 for new tires. 

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Or should I be more responsible....

- Option 3:

4400

-856.75 josh's mom repayment 

-800 savings

-1500 back to loan co

- 100 to help cara

- 300 new tires

- 475 for a month ahead in rent. 

- 368.25 to credit.  (bringing it down to just over 500)

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