Budget comparison....

 Okay hear me out. 

I could take out  - $  14500in student loans to pay off all my debt.  OR

I could take out  - $13200 to pay my rent for the whole year which would give me more income to pay off my debt FASTER. comparison below. 

	Current	pay debt	pay rent
		14,500	13,200
Rent	1250	1095	0
internet	35	55	55
utilities	0	120	120
personal loan	271	0	400
Credit	160 (40,80,40)	0	350 (100, 200,50)
the joint	70	70	70
car payment	235	235	235
car insurance	90	90	90
health insurance	370	370	370
student loans	117	117	200
pets	70	70	70
subscriptions	17	17	17
gas	160	80	80
savings	75	75	100
Roth IRA	75	75	150
groceries	260	260	260
renters ins	0	12	12
audible	17	17	17
	2862	2758	2446

If I wanted I could afford to pay more on my debt/investment even more so. I might actually invest $100 a month in liquidatable stocks (Jack is willing to teach me). In either case - this would mean less money added to my student loans but also more money at my disposal in daily life. Might be able to save up for traveling! (back to NC, to see Rach & ellie, maybe take a vacation!!?) 

So when I get my financial aid package I will take out however much I need for tuition after the scholarships; + 13,200.