Tuesday, May 3, 2022

New Budgeting

 okay so i got in a wreck this past weekend. New look at money. 


the move:

The Room itself will either be 915 (B5 - 739 sq ft) or 1109 (C1 - 844 sq ft  - need a 50K+ job for).

  • 915 1st months rent
  • 500 deposit
  • 35 garage parking spot (assigned)
  • 10 admin fee
  • 3000 for the move itself
  • $150 flight from Chicago to Raleigh if I can talk anyone into making this trip with me. 
-----------------------------------------------------------
4610 = 5K to be on the very safest side. 

I currently have 2K saved up. My car is 99% likely to be totaled so i am waiting to see how much they give me for it. I am hoping for at least 8K; which would let me pay off my current car loan, out a down payment on a new car (at least 2K), and put a bit in savings?

If i can out 1K in savings that means i need 2K more. 2K/10 = 200 (be ready to move by March)
if i can put 1.5K in savings that means..... 1.5K/10 = 150

new car insurance - 450/6 = 75 a month. 
Car Payment - 235$ 

okay so budgeting (budgeting it high)

RENT 700
UTIL 200
INT   0
PHONE 60
STUDENT 75
HEALTH 50
CREDIT 100
CAR P  250
CAR I  100
GYM 10
ENTERT 15
FOOD 200
MISC 200
GAS 100
CATS 50
-------------------------
2110
+ 150 savings.
---------------------
2260 a month  = 2825 before taxes. 
2825 x 12 = 34656 = 16.30 an hour full time 



Once ellis can start helping:

RENT 400
UTIL 100
INT   0
PHONE 60
STUDENT 75
HEALTH 50
CREDIT 100
CAR P  250
CAR I  100
GYM 10
ENTERT 15
FOOD 200
MISC 200
GAS 100
CATS 50
-------------------------
1710
+ 150 savings.
---------------------
1860 a month = 2325 before taxes
2325*12 = 13.41 an hour full time... we won't consider ANYTHING under $15.















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