Thursday, May 11, 2017

fantasy future..... - not likely to happen.

DOES NOT LOOK FAVORABLY ON GENRE FICTION


okay lets say my prays come true and the University of Virginia allows a MFA Fiction Creative writing program with a concentration in genre fiction.... and by some miracle i actually get in.

and i mean a miracle.

they only accept 5 people for fiction.

- free tuition.
- health insurance and school fees included.
- $20,000 fellowship income/teaching assistanceship income a year (for 2 years).

like holy shit.

there are student apartments as low as 400$ a month. that are pet friendly. (I have to have Smokey, no ifs ands or butts.)

lets say.... 200$ pet deposit and then a 40$ pet fee added each month. (i'm guessing here.)
 rent
200 + (450 x 12) = 5600.

20,000 - 5,600 = 14,400.

so thats living expenses.

250 a month on groceries....

250 x 12 = 3000

14,400 - 3,000 = 11,400.

now car insurance.... lets say 200 a month?

200 x 12 = 2,400.
11,400 - 2,400 = 9,000.

now add in my car payments.... 130 a month.
130 x 12 = 1560

9000 - 1560 = 7440.

now.... phone.

52 x 12 = 624

7440 - 624 = 6816.

lets round that down to 6,500.

now that money would easily be spent..... trust me.  oncluding gas and clothes and possible trips....

but... 20,000 is enough to live off of.

i would still try to work part time, because i'm not an idiot.

but woah.

if i did have a job and brought home even....200$ a month?

lets add all monthly expenses shall we?

460 - rent
52 - phone
250 - groceries
200 - car insurance
130 - car payments
==============
1092 a month in expenses.... at least.

1092 x 12 = 13,104 + the 200 deposit = 13,,304

but... if i work a part time job as well. thats at least 200$ a month (i would hope i make more but lets be pessimistic)

1092 - 200 = 892. x 12 = 10,704 + 200 = 12,704

20,000 - 12,704 = 7,296..... lower that to 7,000.... go straight to savings.

i need to go to this school.

i have to get into this school.

I HAVE TO GET INTO THIS SCHOOL.


and if it remains the same... thats 14,000 that could go towards my $20,000+ student loans.


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